PM Awas Yojana 2026 (Pradhan Mantri Awas Yojana)
Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India
to provide affordable housing to economically weaker sections of society.
Objective: Housing for All by providing financial assistance to eligible beneficiaries.
Types of PM Awas Yojana
- PMAY-Urban (PMAY-U)
- PMAY-Gramin (PMAY-G)
Eligibility Criteria
- Applicant must be an Indian citizen
- No pucca house in the name of applicant or family member
- Families under EWS, LIG or MIG category
- Female ownership or co-ownership is mandatory (in most cases)
Benefits of PM Awas Yojana
- Home loan subsidy under Credit Linked Subsidy Scheme (CLSS)
- Financial assistance for house construction
- Affordable housing for urban and rural areas
Documents Required
- Aadhaar Card
- Income Certificate
- Address Proof
- Bank Account Details
- Property documents (if applicable)
How to Apply for PM Awas Yojana
- Visit official PMAY website
- Select PMAY-Urban or PMAY-Gramin
- Fill application form with correct details
- Submit Aadhaar-based authentication
Frequently Asked Questions (FAQs)
What is PM Awas Yojana?
PM Awas Yojana is a housing scheme providing financial support to build or buy homes.
Who can apply?
EWS, LIG and MIG category families without a pucca house can apply.
Is PM Awas Yojana available in rural areas?
Yes, PMAY-Gramin is specifically for rural households.